Punjab Kisan Card Phase 2
Punjab Chief Minister Maryam Nawaz Sharif has issued the Punjab Kisan Card Phase 2. In Phase One, loans have been given to five lakh farmers, and in Phase Two, interest-free loans will be given to 1 million farmers. Along with this, diesel and petrol can be purchased from PSO petrol pumps across the province. 30% of the total loan amount can also be withdrawn through any ATM. Seeds, fertilizers, and agricultural chemicals can also be purchased from 3350 registered dealers across the province.
The interest-free loan limit has been set from Rs 1.5 lakh to Rs 3 lakh, through which Punjab farmers will be able to buy seeds, fertilizers, and pesticides by taking loans through the Kisan Card and improve their crops. This will enable farmers to earn a good income, and the economy of Punjab will also be strong.
This scheme may contain information about who is eligible for this program, how much loan will be given, how many people will benefit, and what documents will be required. So read this article completely so that you can get all the information and join this program.
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What is Punjab Kisan Card Phase 2?
Punjab Kisan Card is a government initiative that provides interest-free loans to farmers. In Phase Two, loans up to Rs 3 lakh will be available, which can be used to buy seeds, fertilizers, pesticides, and fuel. Farmers can also withdraw part of the loan amount in cash through any ATM, making it a flexible, farmer-friendly scheme.
Features of Kisan Card Phase 2
This scheme offers several facilities that make it unique and beneficial for farmers across Punjab:
- Loan Amount: Interest-free loans from Rs 1.5 lakh to Rs 3 lakh.
- ATM Withdrawal: Farmers can withdraw 30% of the loan amount in cash through any ATM.
- Fuel Purchase: Diesel and petrol are available at PSO petrol pumps across the province.
- Registered Dealers: Seeds, fertilizers, and agricultural chemicals can be purchased from 3350 dealers.
- No Hidden Charges: No extra fees or processing charges are applied.
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Eligibility Criteria for Punjab Kisan Card Phase 2
To apply for this program, farmers must meet the following conditions:
- Must be a resident of Punjab.
- Must be a farmer with 1 to 25 acres of land.
- Land records should be available in PLRA.
- Must have a valid CNIC and mobile number.
Who is Not Eligible for Punjab Kisan Card Phase 2?
Not every applicant can benefit from this scheme. Farmers will not qualify if they:
- They are not residents of Punjab.
- We are not farmers.
- Owns more than 25 acres of land.
Registration Process (8070 SMS)
Farmers can easily register themselves for the Punjab Kisan Card Phase 2 by following these steps:
- Write your CNIC number with a space.
- Send it to 8070.
- Your application will be registered.
Required Documents for Punjab Kisan Card Phase 2
Applicants must have the following documents ready at the time of registration:
- CNIC (Computerized National Identity Card)
- Mobile number
- Land ownership papers recorded in PLRA
- Bank account (Bank of Punjab or any other approved bank)
- Details of previous loan repayments
- Domicile certificate
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Punjab Kisan Card Phase 2 vs Phase 1 — What is New?
| Feature | Phase 1 | Phase 2 |
| Maximum Loan | Rs 150,000 | Rs 300,000 |
| Land Limit | Up to 12.5 acres | 1–25 acres |
| Processing Charges | Rs 1,000 per 5 acres | Abolished |
| Cash Withdrawal Facility | 16% | 30% |
| Purchase Facilities | Limited | Expanded (fuel, seeds, fertilizers, pesticides) |
This comparison shows that Phase 2 is more flexible, farmer-friendly, and beneficial.
Verification & Card Issuance
Once you apply, the Punjab government will verify your details.
- Land ownership will be checked with PLRA.
- Other records will be verified with the concerned departments.
- If eligible, Bank of Punjab will issue you the Punjab Kisan Card.
Mandatory for Future Schemes
The Chief Minister has made it clear that the Punjab Kisan Card will be mandatory for farmers to benefit from future government schemes. Without this card, no farmer will be able to join the upcoming programs.
Help & Support (Helpline)
If your Kisan Card is lost, blocked, or you forget your PIN, you can:
- Visit your district agriculture office.
- Or call the Agriculture Helpline: 0800-17000 (8 am – 8 pm).
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FAQs — Punjab Kisan Card Phase 2
What is Punjab Kisan Card Phase 2?
It is a government scheme that provides interest-free loans up to Rs 3 lakh to farmers in Punjab.
Who is eligible for the Punjab Kisan Card Phase 2?
Farmers who are residents of Punjab own 1 to 25 acres of land and have a CNIC with a land record in PLRA.
How can farmers register for Punjab Kisan Card Phase 2?
Farmers can register by sending their CNIC number (with space) to 8070.
What documents are required for Punjab Kisan Card Phase 2?
CNIC, mobile number, land papers (PLRA record), bank account, domicile, and loan repayment details (if any).
What facilities are available with the Punjab Kisan Card Phase 2?
Farmers can buy seeds, fertilizers, pesticides, and fuel from PSO pumps and 3350 registered dealers. They can also withdraw 30% of the loan amount through ATMs.
Who cannot apply for the Punjab Kisan Card Phase 2?
Non-residents of Punjab, non-farmers, and farmers with more than 25 acres of land are not eligible.
What is the helpline number for Punjab Kisan Card Phase 2?
Farmers can call 0800-17000 from 8 am to 8 pm for support.
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Conclusion
Punjab Kisan Card Phase 2 is a game-changing step by the Punjab government. With interest-free loans up to Rs 3 lakh, farmers can easily purchase seeds, fertilizers, pesticides, and even fuel. The facility of ATM withdrawals, 3350 registered dealers, and no processing charges make this scheme truly beneficial. By joining this program, farmers can not only improve their crops and income but also contribute to the economic growth of Punjab. So, if you are a farmer in Punjab, register today by sending your CNIC to 8070 and secure your future with the Kisan Card Phase 2.
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